Friday, 7 September 2001.
Discounted term: One year.
Discount: 1.5 per cent.
Payable rate: 5.25 per cent.
Minimum loan: £25,001.
Maximum loan: Up to 100 per cent of valuation subject to a maximum of £150,000.
Income multiples: 3.5 times principal income plus second or 2.5 times joint, first-time buyers 3.25 times principal income plus second or 2.75 times joint.
Arrangement fee: None.
Redemption fee: 5 per cent of amount repaid in year one, 4 per cent in year two, 3 per cent in year three.
Introducers' fee: 0.25 per cent subject to a minimum of £200.
Tel: 08707 509170.