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Pink Home Loans – Derbyshire Near Prime Three Year Fixed

Pink Home Loans

Derbyshire Near Prime Three Year Fixed

Type: Adverse credit fixed-rate mortgage

Fixed term: Until October 31, 2008

Fixed rate: Loans up to 300,000 full status 5.72%, self cert – 6%, loans above 300,000 full status 6%, self-cert 6.25%

Minimum loan: 50,000

Maximum loan: Up to 75% of valuation subject to a maximum of 1m

Income multiples: Up to 3.5 times principle income plus second or three times joint

Conditions: Maximum 1,500 in CCJs but none in the last six months, one months arrears in last 12 months allowed but none in the last three months, capital repayments of up to 10% allowed without penalty

Arrangement fee: 495

Redemption fee: 6% of the amount repaid until October 31, 2008

Introducers fee: 0.5% of original loan subject to 500 maximum

Tel: 08707 590170


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