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Pink Home Loans – BM Solutions Flexible Self-cert Tracker

Flexible self-cert tracker

Tracker rate: 1.5% above Bank of England base rate

Tracker term;
Life of loan

Minimum loan:

Payable rate:

Maximum loan:
Up to 85% of valuation subject to a maximum of £350,000, up to 80% of loan subject to maximum of £500,000, up to 75% of valuation subject to a maximum of £1m

Income multiples:
Up to 3.25 times principal income plus second or 2.75 times joint

Arrangement fee:
1% of original loan

Flexible features:
Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Redemption fee:
5% of amount repaid if mortgage is fully redeemed in year one,
4% in year two

Introducer&#39s fee:
0.5% of original loan subject to £200 minimum and £5,000 maximum

Tel: 08707 590170


Ex-Chase chief Bogard joins IFG

Former Chase de Vere Financial Solutions managing director Mark Bogard has joined Irish-owned IFG Group as UK chief executive head of IFA and actuarial operations. Bogard will be responsible for IFG life, pensions and actuarial operations and will sit on the board as an executive director. He masterminded the building of financial website Moneyextra, which […]

Ritchie sends three wishes for new deal

Pension guru Stewart Ritchie has sent the new Work and Pensions Secretary Alan Johnson his three wishes for pension reform. Scottish Equitable director of pensions development Ritchie has also offered the new minister the goodwill of the pension industry as he starts in his new role. The first wish is unity of purpose between the […]

Gartmore – Gartmore Portfolio: Active Strategy Fund

Type: Oeic multi-manager fund of funds Aim: Growth by investing in UK and global equity funds Minimum investment: Lump sum £1,000, monthly £50 Investmnet split: 100% in UK and global equity funds Isa link: Yes Pep transfers: Yes Charges: Initial 5%, annual 1.5% Special offer: Initial charge reduced to 3% Offer period: Until December 31, […]

Thomson&#39s aims at medic market

Thomson&#39s, the UK arm of European IFA AWD is signing a deal with MIA General Insurance to target medical and dental professionals for financial planning advice. The deal will allow MIA and Thomson&#39s IFA offer each other&#39s products to their medical professional customers. Thomson&#39s will provide specialist advice and products such as investment strategies, portfolio […]

Rise of the machines

Head of Sustainable Investing at Royal London Asset Management, Mike Fox, looks at the case for including artificial intelligence within a sustainable investment strategy. Read the article in full here The value of investments and the income from them is not guaranteed and may go down as well as up and investors may not get […]


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