Pink Home Loans has added a free valuation to the Future Mortgages adverse product range, available on a packaged submission basis.
The free valuation includes a £90 administration fee and is available for purchases and remortgages.
The adverse product range covers Near Prime, Light, Medium, Heavy and Very Heavy adverse, with rates starting from 6.90 per cent.
A fixed arrangement fee of £995 applies across the whole of the adverse product range, which can be added to the loan and there is no higher lending charge.
Pink Home Loans deputy managing director David Copland comments: “Product availability in the adverse sector is currently fairly limited, therefore the Future Mortgages range should provide Pink’s intermediary customers with a comprehensive, competitive product range for their customers”.
Future Mortgages packaging manager Mark Beddows adds: “It is important to offer attractive adverse products at this time. Our core range continues to provide intermediaries with options up to 90% LTV including self certification and we have ensured our pricing remains competitive across the entire range”.