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Personal Touch appoints new MD

Non-regulated network Personal Touch Insurance has announced the promotion of strategic development director Mike Allison to managing director. He replaces Martin Wilson, who is to take up the role of chief executive. Allison had been in his previous post since April, 2002 where Private Touch says he has been responsible for the growth of the company, which has seen its turnover double over each of the last four years.

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Inheritance tax – good news all the way

Once again, another Budget passes with no significant changes to the inheritance tax regime, the nil-rate band simply rising in line with inflation to £255,000.On the surface, IHT seems to be the forgotten tax as far as Gordon Brown is concerned but perhaps if we dig a little deeper we can detect a reason for […]

Smee urges industry to go it alone if FSA scraps suitability

The FSA has come under significant pressure from trade bodies and product providers to change its decision to exclude suitability letters from its regime for mortgage intermediaries.The regulator&#39s stance has led to Aifa director general Paul Smee&#39s call for the industry to produce its own suitability letter in the absence of leadership from the FSA.Speaking […]

Sandler says IFAs support complexity

Ron Sandler has accused IFAs of supporting complexity in the design of products bec-ause it helps them to justify their existence.He said there was a significant link between complexity of financial services products and a lack of consumer trust.Sandler told delegates at the Ernst & Young Financial Services Summit that the Gov-ernment could not contemplate […]

Regulation set to force rethink for small firms

Regulation will hit many smaller players in the mortgage market, fears MCCB chief executive Luke March.At the BSA conference, March revealed that in 2002 there were 7,814 firms with only one member of sales staff. He predicts these will become unauthorised introducers of new business, leave the market or join mortgage networks.March said the demands […]

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