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Personal pension points

John Stillitz cannot understand why insurance and investment providers are reporting impressive results because “pension business is dramatically down”.

He says that if pension business is being written, it is stakeholder and that sales of such plans are disappointing.

I have not found it so. I am doing a lot more of these than I ever did of personal pensions although they do not pay much.

Surely what he is missing is term policies. section 32s, Isas, investment bonds… Why is he not arranging these?

BGW Jamieson

Principal, Jamieson Financial Management, Bognor Regis

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