View more on these topics

People will work on to make up shortfall

The shortfall in pension investment is already causing people to work longer, according to a survey by Friends Provident.

Its research shows that 44 per cent say they want to retire by 55 but only 8 per cent expect they will. About 68 per cent expect to have to work until they are 60 or over and 8 per cent believe they will have to work into their 70s.

Friends says its research, conducted in anticipation of the publication of the Turner report, highlights the scale of the task confronting politicians.

The YouGov survey was conducted online among 2,000 people.

Head of pensions marketing Jeremy Ward says: “The research highlights the need for more effective inc-entives to encourage people to sign up voluntarily to pension investment.

“We believe that the workplace is the key to inc-reasing the take-up of pensions and we are hoping that proposals from Turner will encourage this.”


BM Solutions reduces fixed rates across BTL and self-cert ranges

BM Solutions reduces its fixed rates across its buy to let and self cert ranges. New products include 5.27 per cent two year fixed rate at 85 per cent LTV BTL deal with no extended early repayment charges. The 4.49 per cent two year fixed rate at 85 per cent BTL includes a refunded valuation […]

Take your portal pick

In my last two columns, I have looked at a number of issues that advisers should take into account when planning to put a new client management system into their business.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm