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People want private ops but don’t know cost

Nearly 60 per cent of people would consider paying for medical treatment rather than wait on the NHS but many are ignorant of the cost of paying for treatments such as replacement knee operations.

Research from Standard Life Healthcare, which surveyed 1,211 adults in the UK, reveals that although 57 per cent say they would pay for medical treatment instead of wait on the NHS, only 14 per cent know it could cost 14,500 for a replacement knee operation.

The survey finds that the most important benefit of private medical insurance is the speed of treatment, with 74 per cent placing this top.

Getting expert care and recuperating in comfort are rated second and third priorities, with 66 per cent and 61 per cent thinking these were important benefits.

Standard Life Healthcare recently launched a guided option on its PMI product which allows a hospital to choose the consultant for a client in return for a 15 per cent discount.

Chief executive Mike Hall says: “Wanting to know what people think about healthcare has always been at the forefront of our reasoning behind this annual survey. The results also enable us to provide intermediaries with the products their clients want and the tools to sell them.”

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