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People on the move: Mortgages

HML has appointed Martin Frazer as director of client relations. Frazer joined HML in March following the merger of Skipton and Scarborough building societies. He was group commercial director of Scarborough as well as managing director of SMS, Scarborough’s third-party mortgage admin subsidiary.

GMAC-RFC director of marketing Jeff Knight is leaving the firm after six years to set up his own marketing consultancy. Knight has been made redundant along with the three other remaining members of GMAC’s marketing team. At its peak in 2007, the lender employed a marketing team of 45.

Former HBOS chief executive Andy Hornby has been appointed group chief executive of Alliance Boots. Hornby left HBOS in February after it was taken over by the Lloyds Banking Group.

Conveyancing Alliance has hired Justin White as sales manager. White joins with 20 years of conveyancing experience. Prior to this position, he worked at LMS for five years as a regional manager in charge of a team of nine account managers. recruitment

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Low points

Interest rates have been the centre of many investment discussions in the past year. With the Bank of England deciding to hold interest rates at their historically low level of 0.5 per cent, it appears that this topic is not likely to go away any time soon.

Parental leave and pensions

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