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People on the move

BDS Mortgages has appointed Bob Hope as its network manager. He joins from MGM Home Finance. He will be responsible for the management and development of the existing network and work in partnership with intermediary firms to nurture growth. His own brokerage also joins the network as an appointed representative.

Bank of Scotland Mortgages announces the appointment of Charles Haresnape as managing director. He will join the business at the end of November. He takes responsibility for developing the bank’s intermediary business through its next phase of growth and reports to Nigel Stockton, the managing director of HBoS Intermediaries.

Phil Davies has been appointed as financial director and company secretary at network Mortgage Intelligence. He qualified as a chartered accountant in 1994 with Ernst & Young and most recently held the positions of financial controller and senior operations manager for HSBC’s IFA business in the UK.

Amber Homeloans has appointed Craig Davey as product development consultant. This is a new role, created within the sales and marketing team, to develop products meeting the demands of the intermediary market. He brings with him six years of mortgage industry experience gained within Skipton Building Society Group. He has focused on product development at the building society for the last three years.

Mortgage Express is bringing in Tim Sturley to take on the role of head of mortgage distribution. He replaces Cammy Amaira, who is leaving Mortgage Express after 29 years working within the Bradford & Bingley Group. Sturley’s responsibilities will include the management of the national sales force and key sales-support processing as well as reviewing the distribution landscape after M-Day.

Mortgage Next has concluded a strategic review of its business. Managing director Martin Maynard now takes responsibility for delivering a range of services to the directly authorised broker members. Gemma Harles has been appointed managing director of Mortgage Next Network and is responsible for providing regulatory support to the company’s appointed representatives.

Life and Pensions
John Hutton has replaced David Blunkett as secretary of state for Work and Pensions, becoming the fourth person to head the DWP in just over a year. This is the Blairite MP’s first Cabinet ministerial post. He joined the Cabinet in May as chancellor of the Duchy of Lancaster and has worked as a minister in the Department of Health.

Former Britannic Asset Management chief Francis Ghiloni is returning to the industry as Prudential intermediary sales director. Ghiloni, who left Britannic AM last year after 22 years with the group in its various guises, replaces Chris Traynor, who has moved to Payment Shield. He will head a sales team of 400 and reports into Pru distrib-ution director Andy Briggs.

Winterthur Life has appointed investment specialist sales support Dave Brown to assist investment distribution manager Bernard Henshall. Brown was previously a business development manager at Winterthur for four years and has been in the industry for more than 20 years.

He will be responsible for investment sales support in the North.

Pensions Associates Limited managing director Tim Sargisson is taking the top spot at parent group IFG. Since joining the group in 2002, he has overseen IFG’s merger with Santhouse Whittington Actuarial Services and he will continue in his current role at PAL. Sargisson has previously managed a number of advisory businesses and started his career at NPI.

Standard Life marketing technical manager John Lawson has been promoted to head of pensions policy at the mutual insurer. The more encompassing job title reflects Lawson’s top-down strategy work, focusing on the political changes affecting pensions.

Scottish Life has appoin- ted Stewart Cunningham as head of brand and marketing communications. Cunningham, who joins Scottish Life from Chase de Vere, where he was head of consumer marketing, will be responsible for further developing the Scottish Life brand and marketing the provider’s website.


L&G first to shut down product lines ahead of A-Day

Insurers are closing down pension product lines as A-Day looms, with Legal & General leading the way in the early part of next year. L&G will close its executive personal pension and free- standing AVC contracts from February 28 to focus on post-A-Day lines in the run-up to April 2006. It has been known for […]

New life after ru64

Scottish Equitable head of business development Steven Cameron believes that the eventual demise of the regulator’s RU64 edict should finally bring a welcome boost for retirement advice and for savings

Star quality

Nicola York looks at how John Duffield has built New Star from scratch to a stellar fund giant and a much anticipated market flotation in less than five years

Rooftop Mortgages enhances its product offering

Rooftop Mortgages is enhancing its product offering by increasing the maximum loan size on a range of its products.The maximum loan up to 65 per cent LTV is increased to 1m on the stepped light and light adverse range. For 75 per cent LTV the maximum loan is raised to 750,000 across the stepped light, […]

International jurisdictions

By Neil Jones, Canada Life Investing through international providers has grown in popularity over recent years as investors seek out the benefits of gross roll-up and the wider range of investment options that can be available. When considering a recommendation for a lump sum investment, not only does the adviser have to select a suitable tax wrapper […]


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