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Pensions still the best option for retirement income – L&G

Legal & General says pensions are still the best investment option for long term pension funding. It believes that while residential property prices have risen over the past ten years, over the next ten years equities will be the better performing asset class. It expects equities to provide a return for investors of around five to six per cent per annum in the future, but it is only looking at an average property price increase of around 2.25 per cent per annum.

Director, Pensions Marketing Andy Agar says: “With the uncertainty in the housing market and with equities the more likely to continue to deliver good returns in the long term, pension plans with their links to various equity options offer excellent value for pension funding.”


Friends Prov International special offer on savings plan

Friends Provident International is offering a special offer on its savings plan.Available until December 31 the offer increases the standard allocation on many regular contributions.This means an investor putting in £250 a month for 21 years would receive an extra allocation of 40 per cent on top of the standard allocation of 102.5 per cent. […]

GMAC launch third through lending product

GMAC-RFC and Market Harborough Building Society have today announced their third through lending product. The product is marketed by GMAC-RFC and Market Harborough Building Society acquires the mortgage assets the day after completion. The new product is called The Stepped Lifetime Discount Mortgage and is to be marketed through intermediaries on a semi-exclusive basis. The […]

Virtual Net doubles RIs with deal for Eurosure

Internet-based IFA Virtual Net has clinched a deal to buy IFA Eurosure Investment Services&#39 170 advisers.The acquisition will boost Virtual Net&#39s membership to 320 RIs and comes after Eurosure decided not to renew its professional indemnity insurance.Eurosure, which is based in Boston, Lincolnshire, was an IFA firm for 25 years before relaunching as network EIS […]

The sum of redundancy

I have been made redundant by my employer and they are paying me a lump sum in compensation. Will I pay tax on that money? I am a member of the firm&#39s final-salary pension scheme and they have calculated a pension payable to me immediately, how can I be sure it is the correct amount? […]


Five ways to make your employee focus group session a success

by Debra Corey, group reward director  You just planned and booked what you thought was the perfect vacation for you and your family. You call everyone together to share the great news and instead of receiving sounds of glee and delight, you receive groans and complaints.Your youngest says: “I hate beaches, didn’t you know that?” (You think to […]


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