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Pension fee offer from Scottish Life

Scottish Life is waiving its fee for single premiums or transfers of £10,000 and on contributions of £100 or more a month into personal pension plans until April 5.

Scottish Life product marketing manager for individual pensions John Joe McGinley says: “Considering our flexible commission options, our internal and external fund range and Royal London&#39s with profits performance, we think it is easy for IFAs to recommend Scottish Life.”


Pois poised for Family merger

Family Assurance Friendly Society is to merge with Pois Assurance after its management committee and Pois&#39s membership approved the deal.The tie-up will see all 73,000 Pois members – who voted unanimously in favour of the merger – join Family Assurance, which has more than half a million members. Both groups will continue to operate under […]

Wake up to change

The history of the last 10 years has been one of continuous change for IFAs – and CP121 presages even more.Before rushing in headlong to take this on, now would be a good time for IFAs to pause and reflect on the nature of change and how best to survive it.We have managed a number […]

Surge in number of hits on Teps website

Endowment policy purchaser Surrenda-link says its website generated four times as many enquiries in the last six months of last year as in the same period of 2001.The firm puts the increase down to growing awareness of the sector, especially since the FSA started its review of endowments in 2000.Between July and December 2001, it […]

Fight every inch on CP121 detail

In the immortal words of Corporal Jones, the message to IFAs at the moment should be “Don&#39t panic.” CP121 could have been much worse.The good news is that it does at least leave the fate of IFAs and their businesses in their own hands. There is a way for IFAs who want to retain the […]

Directors, limited liability partners and auto-enrolment

By Jim Grant, Senior Product Insight & Technical Support Analyst 6 April 2016 brought in changes to employer duties for directors and partners in limited liability partnerships. Here we explain exactly what’s changed. Before 6 April 2016… Directors of limited liability companies where there were no other directors or employees were exempt from the employer […]


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