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Pension and life premiums set to rise

Pension and life insurance premiums are set to rise after the Faculty & Institute of Actuaries revamped mortality figures to reflect longer lifespans.


Mortality rates, updated for the first time in 16 years, show men aged 30 can look forward to living to age 79 years and 3 months, up from 76 years for a 30-year-old man between 1975 and 78. Life offices say policyholders will need to make further contributions as a buffer against longer life.

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A bull case for US equities?

Neptune video: a bull case for US equities?

Watch Felix Wintle, head of US equities at Neptune, discuss why he believes US equities are in a structural bull market and the key factors that can drive the S&P 500 higher.

In the video, Wintle addresses the following:

• The US market and why — despite equities rising from 2009 — he believes the structural bull market only started in 2013
• Key economic and corporate factors that can drive the S&P 500 higher
• Investment themes and sectors offering exposure to the domestic recovery

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