View more on these topics

Pension advice will always be needed

Whether there are 40 providers or four, the public will need advice on pensions.

The shape of the retail market may be emerging, as Money Marketing this week reveals the stakeholder front-runners.

The need for deep pockets has been underlined by the bear market and can only accelerate consolidation. It may boil down to who can afford to write loss-making business in the short term although perhaps this was always the case with stakeholder.

But the pension landscape will remain hazardous, regardless of how many or few providers are available. A shake-out may serve to remind IFAs of the real reason why their advice is so essential.


Friends updates protection plan by adding features

Friends Provident has enhanced its protection range to keep pace with market and medical developments.The select protection plan, launched in March will be bolstered with new features. Friends says this is the only first of added features that IFAs can expect from the range.The plan sees the addition of unemployment cover and pension contribution protection […]

Inside Edge

The AITC sees the Sandler review as the most significant opportunity since the Gower report in the 1980s to change the shape of the retail investment market for the better.There can be no doubt that the consumer has often been poorly served by our industry. Lack of knowledge combined with opaque products and a distribution […]

Standards improve as brokers embrace mortgage code

The number of broker firms breaching the mortgage code fell dramatically last year, according to the Mortgage Code Compliance Board.Its annual review identifies significant falls in the percentage of firms breaking standards relating to levels of service. Thirty per cent of firms subject to a compliance check in the final six months of the year […]

Advisers are not running charities

The FPC exam resulted in lots of advisers becoming mortgage brokers.With the low take-up of Cemap, we see increasing media coverage extolling the virtues of non-regulated business.I can only assume that eventually the PIA/FSA will see a reason to block this route and then, guess what, we will all become double-glazing salespeople.Round and round we […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm