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Pearl Assurance snubs Government&#39s ISA Cat-standards

Pearl Assurance is snubbing the Government&#39s Cat standard Isa plans because restriction on charges prevent it from factoring in the cost of advice.


It does not plan to offer a cash Isa when its launches its mini and maxi savings products in April.


It will offer an equity Isa called the Isa share account and a life Isa called the Isa bonus account.

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NPI is celebrating its buy-out by AMP Group by launching a three-pronged discount offer on its pension products for clients and IFAs.It is adding 3 per cent to the allocation rate on 9 of its single premium pension contracts.It is simplifying underwriting requirements and for regular premiums with waiver benefit, waiver of premium contributions will […]

Pre-budget rumours continue

As we have noted with talk of a 10p tax rate comes talk of the end of mortgage interest relief. With this possibility comes scope to open up a very interesting debate with company directors and partners who have credit balance loan accounts or capital accounts i.e. their business owes them money!If this position exists […]

Clerical Medical enjoys record figures in 1998

Clerical Medical the IFA channel of Halifax increased its new business by 64 per cent to £2.7bn.Total retail business increased 31 per cent to £1,464m from £1,117m. Income from single premiums from individual pensions grew 44 per cent to £318m from £221m. Annual premiums dropped 20 per cent to £14m from £18m.For group pensions annual […]

Frasier Smith in drive to win business with lawyers and accountants

Fraser Smith has appointed William Rykens-Weir as head of practice development in a drive to expand the company&#39s business with legal and accountancy firms.The London financial planning company says the need for independent financial advice in the professional market is set to expand.Rykens-Weir will be responsible for developing commercial firms, and with professional and trade […]

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The politics of healthcare

Healthcare is already one of the key battlefields in May’s general election, with each of the main parties committing to deliver improvements to the NHS and public health.

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