Paragon Mortgages is aiming to breathe new life into the shared ownership market by launching a range of fixed rate mortgages.
It says the number of lenders providing shared ownership mortgage schemes has fallen by 20 per cent since 1996.
Properties available for shared ownership are all acquired or purpose-built by housing associations with the aid of the Government's housing association.
It is offering 1, 2 and 3 year mortgages fixed at 4.75 per cent. 5.75 per cent and 6.25 per cent respectively.
It will lend borrowers 100 per cent of the loan they require providing they are buying a minimum of 25 per cent of the whole property.
IFAs will be paid a procuration fee of 0.5 per cent of the loan.