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Packager AToM announces application for principal status

Distribution and packaging specialist All Types of Mortgages has announced that it will apply for principal status under mortgage regulation. It is also launching into lifetime mortgages. The company says it is different from the multitude of others who have announced they will take principal status because it is reinforcing that there is no need to enter into a contract with it just yet.

Managing director Vic Jannels says: “The full terms of FSA regulation are not yet known and so I would recommend that whilst there is a need to understand the implications of regulation, there is no need to enter into potentially extreme contracts at this stage.”


Coventry moves into self-cert market

Coventry Building Society is making its first foray into the self-certification mortgage market with three self-cert products. The first is a three-year discount of 1.06 per cent from Coventry&#39s standard variable rate, currently 5.54 per cent, giving a rate of 4.48 per cent. A 4.49 per cent variable-rate mortgage is available, guaranteed to be no […]

Status symbol

The article headlined, CII believes chartered status could boost IFAs (Money Marketing, August 7), is a typical symptom of the problems caused when Sir Mark Weinberg started calling his life insurance and pension salesmen “financial advisers” many years ago. I am sure that the CII did not actually say that, as Sofa is not restricted […]

Changing attitudes

Some years ago, I went to my local MFI furniture store and bought louvre doors to complete a set of built-in wardrobes. Quite apart from the difficulty in transporting them on a roof rack, the real test was fitting them. A seemingly simple task proved close to an impossibility. Several weekends ago, I spotted an […]

Rising confidence in the housing market grinds to a halt

Confidence in the housing marketing has come to a halt after three months of steady increases, according to Barclays mortgage arm The Woolwich.It&#39s consumer confidence balance shows that month on month confidence is flat, dropping only one percentage point to 55 per cent since June.The Woolwich believes the increase in confidence was due to a […]

Tech winners keep on winning

By Ali Unwin, chief technology officer & fund manager, Neptune Artificial intelligence, driverless cars, big data. As technological advancements – and disruption – increasingly dominate headlines, Ali Unwin sets out six key themes he is watching in 2017. Read more Important Information Investment risks Neptune funds may have a high historic volatility rating and past performance […]


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