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Out of Context: “It is not quite the leftovers from the party but certainly the coffee and the petit fours.”


“It is not quite the leftovers from the party, but certainly the coffee and the petit fours.” 

The Wealth Management Association’s John Barrass says the industry is being served the final course of European legislative reaction to the financial crisis.

“The independent Scottish government bonds would be called kilts. We are hoping they don’t rise very much as there’s nothing underneath.”

7IM’s Justin Urquhart Stewart urges a pro-union vote.

“Leaving drinks are this Thursday (sorry Scotland).”

The Platforum’s Freddie Findlater eyes a trip to the pub in preference to a night watching the Scottish referendum coverage on television.


Nick Bamford MM 700

Nick Bamford: Advisers not to blame for breakdown in trust

We don’t engender trust by talking about it. We create and maintain trust by doing “stuff”. Primarily we trust people who do what it is they say that they are going to do. Trust is a valuable commodity that can take a long time to acquire and  a very short time to lose. I think […]


Compliance tip of the week: Don’t allow fantasists in your firm

A common theme behind compliance disasters is the high prevalence of “fantasist” behaviour.  Some advisers believe they can recommend things of which they have very little knowledge and which an outsider could identify as pure guesswork.  The response: “The clients want something out of the mainstream” does not answer the question.  Diners in an exotic […]


Savers swap annuities for drawdown as Budget impact bites

Concerns have been raised that savers risk entering inappropriate drawdown contracts after figures from the Association of British Insurers revealed the extent to which savers have abandoned annuities in the wake of the Budget. Just 46,368 annuities totalling £1.8bn were sold between April and June, representing a fall of 38 per cent from the Q1 […]


Godfrey Bloom: Ukip should do more to tackle financial regulation

Former Ukip MEP and financial services spokesman Godfrey Bloom says the party should be doing more to highlight excessive regulation in financial services. Bloom, who resigned the whip 12 months ago after controversy at Ukip’s conference last year, says the party is not radical enough. He says his “days were numbered” because he was too […]


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