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Out of Context

Out of Context Billy Mackay

“It’s like playing poker in a room full of mirrors.”

AJ Bell marketing director Billy Mackay describes how platforms’ deals with fund groups will no longer be secret.

“I got thoroughly slapped around last time we hosted one of these events.”

eValue managing director Bruce Moss recalls his own experience of being hand-bagged.

“Everyone seems to be focusing on David Nish’s package.”

Openwork marketing and propositions director Philip Martin’s take on Standard Life’s 2012 results.



JP Morgan predicts further 20% drop in advisers due to RDR

JP Morgan predicts the number of financial advisers will drop by a further 20 per cent to under 20,000 because of the RDR. Speaking at a Lansons Communications Future of Financial Services conference yesterday, JP Morgan head of UK retail Jasper Berens said the number of advisers has already fallen by 4,000 since the RDR was […]

Saffron drops postcode restrictions on 95% LTV FTB deal

Saffron Building Society has dropped the geographical restrictions on its 95 per cent loan-to-value first-time buyer mortgage. Previously, the deal was restricted to properties located in the East of England but now the building society has opened it up to mortgage brokers throughout England and Wales. Saffron head of mortgages Peter Izard says: “We are […]


MP questions Resolution director over HBOS role

Pressure is mounting on Resolution director Phil Hodkinson over his role as HBOS finance director before the bank’s collapse. Hodkinson is senior independent director at Resolution, which owns Friends Life, and previously worked as HBOS finance director between 2005 and 2006. Earlier this month the parliamentary commission on banking standards produced a damning report slamming […]

FCA: Payday loan restrictions could harm consumers

The Financial Conduct Authority has signalled it may not use new powers to cap interest rates on payday loans as consumers could be left ”worse off”. In its behavioural economics report, published last week, the FCA says imposing restrictions on how many payday loans people can take out could hurt people who need emergency cash. The […]


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