Out of context

“No need to go to the Caribbean to find the pirates”

Aviva’s John Lawson despairs as a Which? report uncovers a provider offering a platform with a 0.9 per cent charge

“I call it F-day – you can choose what the ‘F’ stands for”

Aries director Ian Neale is definitely not panicking about the new pension freedoms

“It’s unquestionable that nobody can predict when anybody is going to die, regrettably in some cases”

Fidelity Worldwide Investment retirement director Alan Higham plays grim reaper

“There is no life outside of pensions”

Just Retirement’s Steve Lowe after an MM hack has the temerity to attempt to steer the conversation away from pensions


My beautiful career: Gill Cardy

Defaqto’s wealth and protection insight consultant on helping advisers with the huge impact of retirement reforms


Think-tank calls for default pension income plan as freedom fears mount

A fundamental lack of engagement with finance could threaten the success of the Government’s pension reforms, the Strategic Society Centre warns. The think-tank says a default “automatic income plan” is needed to protect savers who have little experience of investment and warns the UK is in danger of following the Australian retirement market, where pensioners […]

Protecting long-term savings from short-term policy

By Jamie Clark, Business Development Manager The pensions revolution is almost upon us. As with any revolution, there will be winners and losers. The winners in this case could presumably be the politicians that orchestrated pensions freedom and choice just before the general election. As for the losers, there may be many thousands of people […]


IFS: Osborne’s cash for annuities plans face ‘adverse selection’ problem

The Institute for Fiscal Studies has warned the expansion of pension freedoms to existing annuity holders may not be enough to generate a secondary market. Chancellor George Osborne confirmed a consultation on the plans yesterday as part of the Budget, but the think-tank warns it may prove challenging to generate a marketplace. IFS director Paul […]

Guide cover

Guide: Johnson Fleming produces auto-enrolment checklist

For a job as big as managing the auto-enrolment changes, it’s important to know what has been completed and what still lies in front of you to give you the reassurance that everything is in hand. Getting the planning and project management right at the outset can help you see the path ahead and ensure everyone knows their roles and responsibilities. To help with this, Johnson Fleming has produced a checklist outlining every step that needs to be taken when preparing for auto-enrolment.


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