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Out of context

“I was actually semi-naked at the time.

Hargreaves Lansdown head of pensions research Tom McPhail is very excited about the firm’s new drawdown proposition

“If someone said to me do you wish all politicians were dead, I would say no. I just prefer them where they can’t do any harm any more.”

Alpha Investments & Financial Planning director Alan Solomons definitely doesn’t want to murder 650 members of parliament.

“I don’t usually spend my time in laybys.”

Claire Trott can’t wait to get her teeth into draft legislation on tweaks to the death benefit rules on annuities

“You don’t want my opinions then?”

After seeing fellow Bank of England MPC members grilled in the Treasury Select Committee on long-term prospects for raising and lowering interest rates, governor Mark Carney is only slightly offended when MP Alok Sharma seeks to change the topic.



Just Retirement posts £9.2m loss despite surge in DB deals

A surge in defined benefit derisking deals has not been enough to stave off Just Retirement posting a £9.2m pre-tax loss for the second half of the year. The company made a pre-tax profit of £26.5m over the same period in 2013. The enhanced annuity provider continues to be hit by the fallout of the […]

Mill-Patrick-Alliance Trust-2014

Alliance Trust Savings scraps drawdown set-up fees

Alliance Trust Savings is scrapping all set-up fees on drawdown from 6 April, the platform provider has confirmed. It previously charged set-up fees of up to £250. The platform is also introducing an annual flat fee of £276 for all types of drawdown from January 2016. There will be no fee for being in drawdown […]


FCA asks for cost benefit analysis on long-stop

The FCA has asked Apfa to produce a cost benefit analysis of the introduction of a long-stop on complaints against financial advisers. At a meeting between Apfa and representatives of the regulator, including head of investment David Geale, earlier this week, the FCA asked for further evidence on the impact of a long-stop on advisers […]

Auto enrolment – so far so good?

Jamie Clark – Business Development Manager The recent report from the Pensions Policy Institute demonstrates the sheer scale of auto-enrolment so far and what we can expect in the future. We’ve pulled out the key information to save you reading the full report. Auto enrolment in numbers Sources: Pensions Policy Institute, The Future Book: Unravelling […]


Britain's “Forgotten Army”: The collapse in self-employed pension membership – and what to do about it

Pension scheme membership among employees has risen by more than five million in the past four years because of the policy of automatic enrolment into workplace pensions. But Britain’s army of 4.4 million self-employed people, who account for one in seven of the workforce, are not covered by automatic enrolment. Pension coverage among the self-employed […]


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