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Origen healthcare plan lets over-55s beat waiting lists

Origen is introducing a healthcare product aimed at people over 55 and underwritten by Axa PPP.

Retirement Essentials is designed to provide cover in treatment areas which have long NHS waiting lists and major impact on quality of life. The areas covered are heart and eye problems, joint replacement and inguinal hernia repair.

Policyholders have two options. The first involves full medical underwriting and full healthcare cover, inclu- ding cover for two years on pre-existing conditions, which may then be reassessed.

Alternatively, policyholders can transfer an existing policy with another provider along with their medical history meaning they could also claim for pre-existing symptoms.

Head of healthcare John Horley says: “This extension to our product offering is a key step in our plans to extend our healthcare range and supports Origen’s vision of being the company of choice for financial and benefit solutions.

“The product enables over-55s either to enter the medi- cal insurance market for the first time or possibly transfer from group schemes or individual schemes.”

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