Halifax press officer Paul Fincham says: “Halifax will continue to offer its own products through Halifax advisers in Halifax and Bank of Scotland branches. Where our product range can be improved by offering another provider’s products we may consider doing this, but only if the products can offer our customers the best possible value.”
Nationwide’s housing forecast for 2005 says the average property price will rise by just 2 per cent as more realistic price expectations will act as a brake on the market. Predicted net mortgage lending for 2005 is £73bn from an expected £97bn in 2004.
In this guide, Johnson Fleming reveals what items you need to understand to gauge the impact of auto-enrolment on your business. The guide focuses on: the impact that your auto-enrolment scheme will have on you; assessing your workforce; understanding your staging date; reviewing your current provision; and modelling contribution levels and costs.
What an incredible year it has been for the advice profession. Despite persistent fears negative headlines are holding advisers back, there is hope on the horizon that the government really is sitting up and taking notice of the role financial planning can play. The dial has finally moved on the cold-calling ban, the introduction of […]
Aberdeen Standard Investments has been appointed as investment adviser for £3.6bn of assets across a range of portfolios for Virgin Money, marking the next step towards the pair’s joint venture. The latest stage of the plans has seen ASI appointed investment adviser for five funds: the Virgin UK Index Tracking Trust; the Virgin Bond, Gilt and […]
Royal London boosted profits by 20 per cent last year to reach £396m on the back of an increase in pension sales. Individual pension sales increased from £6.3bn to £6.8bn, despite a number of headwinds for the sector as a whole including the end of the auto-enrolment roll-out, turbulent market conditions as a result of […]