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FCA confirms ban on former UBS Libor trader

The FCA has confirmed its decision to ban a former UBS banker from any regulated activity after a Libor-rigging probe. In a court battle that has lasted nearly three years, the FCA has been attempting to ban Arif Hussein, the former head of UBS’s GBP Rates Desk, alleging that on at least 20 occassions in […]

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Lifetime Isa sales fall short of predictions

The number of Lifetime Isa sales in the product’s first year have fallen around 34,000 short of government expectations. Savers have also placed around £400 less into the vehicle than predicted, according to statistics from HM Revenue and Customs this morning. There have been 166,000 accounts taken out in the first twelve months of the […]

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Case study: Gifting rules under lasting power of attorney

Paul has been appointed as the attorney for his father Jack. The lasting power of attorney was created several years ago but it has never been used. Jack can no longer make decisions for himself and therefore it is now up to Paul to make these decisions on his behalf. Paul’s younger brother Wayne is […]

Life cover for life

When someone mentions whole of life plans, most people will think of a niche product that serves as an inheritance tax planning tool for high-net-worth clients. And it’s really not surprising they’ve been pigeonholed in that waybecause before the arrival of RDR in 2013, that’s more or less exactly what they were. For advisers thinking […]

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