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NPSS unfair for many, say LibDems

The Liberal Democrats say personal accounts are “fatally flawed” as long as mass means-testing remains part of the benefit system and suggest that for many individuals the scheme will be inappropriate and unfair.

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Duffin leaves Royal London due to restructure

Royal London executive director Brian Duffin has announced he will be leaving the Group at the end of March 2007 as part of a reorganisation of the business. The Group has created a new IFA division and appointed John Deane from Old Mutual who will join in April 2007. Deane will have overall responsibility for […]

FSA warns ‘significant minority’ over interest-only mortgages

The FSA has warned of the potential dangers for a ‘significant minority’ of consumers taking out interest-only mortgages without robust repayment strategies in place.The note of caution follows research conducted by the regulator to test how borrowers who have taken out such a mortgage intend to repay it and the extent to which these consumers […]

EU compliance burden hits one trillion euros

The compliance burden across the European Union has reached an estimated one trillion euros a year, according to the European Insurance and Reinsurance Federation.CER acting director general Eric Fischer says the increased compliance costs and bureaucracy – with more than 30 insurance-related legislative, regulatory and supervisory bodies at EU and international level – is putting […]

Careless U-turns

The Treasury is steering through reforms without considering where it is going

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