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NPI – With Profit Bond

Tuesday, 17th October 2000.

Type: With profit bond.

Aim: Growth by investing in with profit fund.

Minimum investment: £10,000.

Allocation rates: £10,000-£15,000 &#45 100 per cent, £15,001-£20,000 &#45 102 per cent, £20,001-£25,000 &#45 102.35 per cent, £25,001-£50,000 &#45 102.75 per cent, £50,001-£100,000 &#45 103.35 per cent, £100,000 plus &#45 103.5 per cent.

Charges: None.

Options: Investment in with-profit fund or socially responsible with-profit.

Commission: Initial 5.25-6.5 per cent, renewal 0.5 per cent.

Tel: 01892 596098.


Goodfellows – Disabilitysafe

Tuesday, 17th October 2000.Type: Income protection.Minimum premium: £100 a year.Minimum-maximum ages: No minimum &#45 80.Deferred periods: Choice of 2, 4, 13 or 26 weeks.Charges: None.Definition of disability: Own occupation.Commission: 20 per cent of premium.Tel: 01376 347369.

Royal Skandia – UK Equity Fund

Tuesday, 17th October 2000.Type: Offshore unit-linked fund.Aim: Growth by investing in UK actively managed and passively managed funds.Minimum investment: Lump sum £15,000, monthly £100.Place of registration: Isle of Man.Investment split: 50 per cent actively managed fund, 50 per cent tracking FTSE All Share Index.Yield: Nil.Charges: Annual 1 per cent.Commission: Subject to negotiation.Tel: 01624 611611.

Throwing down the gauntlet

IFAs are applauding plans by Standard Life to slash pension charges, saying the gauntlet has now been laid down to other providers.Standard made headlines last month by announcing cuts to charges on individual and group plans by 0.6 per cent to 0.8 per cent from the existing 1.4 per cent annual management charge.Since the announcement, […]

Government slammed as savings levels plunge

Opposition parties have blamed the Government for a fall in savings to their lowest level in more than a decade.Despite the Government priding itself on getting more people to save, figures from the Office of National Statistics underline Conservative and Liberal Democrat insistence that savings and private pension contributions have fallen dramatically.The statistics reveal the […]


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