View more on these topics

NPI launches sixth series with-profits bond

WITH PROFITS BOND


NPI


SERIES VI WITH PROFIT BOND


Type: Single-premium unitised with-profits bond.


Minimum investment: Initial – £10,000, additions – £1,000.


Bonus rate: Initial bonus rate of 8.5 per cent a year until December 31, 1999.


Allocation rates: £10,000 to £24,999 – 100 per cent, £25,000 to £49,999 – 100.25 per cent, £50,000 to £99,999 – 100.5 per cent, £100,000 – £249,999 – 100.75 per cent and £250,000 plus – 101 per cent.


Charges: Surrender – decreasing from 9 per cent in year one to 1 per cent in year five.


Options: Withdrawals up to a maximum of 10 per cent of original capital a year.


Commission: Initial – 5.25 per cent or 3 per cent plus 0.5 per cent renewal.


Tel: 01892 596098.


Recommended

Derbyshire offers 7 per cent for 2 years

Derbyshire (Isle of Man)MANX BONDType: Two year fixed rate offshore building society bond.Minimum-maximum investment: £5,000 – £250,000.Place of registration: Isle of Man.Interest rate: 7 per cent gross.Term: Until October 31, 2000.Offer period: While funds last.Withdrawal penalties: Subject to 180 days&#39 loss of interest on amount withdrawn.Tel: 01624 663432.

Executive Connections fixes for the credit impaired

Exclusive ConnectionsFIXED RATE MORTGAGEType: Fixed rate mortgage for the credit impaired with county court judgements totalling up to £5,000 over last two years. Available on self-certified or verified basis.Fixed term: Until November 30, 1999.Fixed rate: 10.49 per cent, then Libor plus 4 per cent thereafter.Minimum loan: £25,001.Maximum loan: Purchases – up to 85 per cent […]

Abbey National slammed for debt collection methods

The Abbey National has been rocked by allegations that it is using underhand tactics to force people into paying repossession debts.The Sun newspaper says that Abbey has launched a campaign to prise money from unsuspecting debtors.The lender, the paper says, admitted to former customers that it had waited until they were in a better position […]

Grip offers Equality

ASU MORTGAGE PROTECTION PLANSGripEQUALITYType: Income protection contract providing protection in the event of unemployment or disability irrespective of age, gender, sexuality or occupation.Maximum benefit: Up to £2,500 a month.Benefit payment term: 12 months.Deferred period: 30, 60 or 90 days.Premium: £2.75 per £100 of monthly benefit.Commission: 20 per cent of monthly premium.Tel: 0171 264 2012.

Strong dollar can be a powerful driver of UK dividend growth in 2015

By Robin Geffen, fund manager and CEO 

This year threatens to be a challenging one for UK dividend hunters. Last year saw an all-time record amount paid out in UK dividends — some £97.4bn, according to research from Capita Dividend Monitor. Yet as Capita also pointed out, out the biggest single factor driving the growth in the fourth quarter of last year was easy to identify: the rising US dollar. 

In our view, this trend is much more than simply a one-quarter phenomenon. It is actually the most profound issue to get right as a UK equity income investor in 2015. We believe that the US dollar will continue to strengthen significantly from its current level. This is due more to the US economy’s demonstrable de-coupling from the rest of the world than to a view on the UK. The US has a strong chance of tightening monetary conditions this year without jeopardising growth or de-stabilising its housing market. The same can unfortunately not be said about the UK.

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com