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NPI – Flexible Investment Bond

Tuesday, 17th October 2000.

Aim: Growth by investing in unit linked or with profit funds.

Minimum investment: £10,000.

Fund links: With-profit, socially responsible with-profit, global care life, global care managed life, managed, UK equity, European, overseas equity, Americas, Far East, protected equity 100, protected equity 90, property, indexed gilt, fixed interest, deposit.

Allocation rates: With-profit funds – £10,000-£15,000 &#45 100 per cent, £15,001-£20,000 &#45 102 per cent, £20,001-£25,000 &#45 102.35 per cent, £25,001-£50,000 &#45 102.75 per cent, £50,001-£100,000 &#45 103.35 per cent, £100,000 plus &#45 103.5 per cent. – £10,000-£15,000 &#45 100 per cent, £15,001-£25,000 &#45 100.2 per cent, £25,001-£50,000 &#45 100.5 per cent, £50,001-£100,000 &#45 100.75 per cent, £100,000 plus &#45 101 per cent.

Charges: With-profits funds &#45 initial nil, global care life, global care

managed life, managed, UK equity, European, overseas equity, Americas, Far East, protected equity 100, protected equity 90, property, indexed gilt, fixed interest, deposit – initial 1.25 per cent. Indexed gilt, fixed interest and deposit funds – annual 1 per cent.

Switches: Four free switches a year, £15 thereafter. No switching from with-profit funds in first five years.

Commission: Initial 5.25-6.5 per cent, renewal 0.5 per cent.

Tel: 01892 596098.


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