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November 1 – mortgage regulation is finally here.

November 1 means mortgage regulation is finally here.

The FSA takes over responsibility for regulating mortgage lending, administration, advice and arranging.

From November 1, customers will be able to check whether a broker is authorised or an appointed representative by looking at the FSA website.

If you have any interesting experiences in the first week of the mortgage regulated environment, or would like to express your views on regulation, please let us have your comments. Send a brief email to


Pru multi-tie will launch pension return

Prudential will use its multi-tie operation to launch back into the personal pension market after a two-year absence. The firm is launching a stakeholder-friendly basic personal pension in the first half of 2005 and a stakeholder price-buster in the second half of the year. Pru has been focusing on group personal pensions, inc-luding stakeholder, during […]

Comment: Multi-Tie Edge

MULTI-TIE EDGE: Ken DavyThe future for the genuine IFA is becoming more positive by the day and rather than fearing the multi-tied dealmakers, IFAs in networks should use depolarisation as an opportunity to take control of their own destiny On reading in last week&#39s Money Marketing that Prudential expects to take about a quarter of […]

Survey finds IFA portals will continue to play major role

Most IFAs will stay independent after depolarisation, according to technology solutions provider Focus Solutions. Eighty-two per cent of 840 IFAs questioned by Focus in August said they will stay independent and are ready to take on the new distribution challenge set by the FSA. Only 17 per cent of IFAs will adopt a combined independent […]

Buckles Investment Services – Snowdonia Balanced Fund

Type: Oeic fund of funds Aim: Growth by investing in UK and overseas equities, fixed interest and cash Minimum investment: Lump sum £3,000, monthly £50 Investment split: 46% UK equities, 25% overseas equities, 25% fixed interest, 4% cash Isa link: Yes Pep transfers: Yes Charges: Initial 5.27%, annual 1.5% Commission: Initial 3%, renewal 0.5% Tel: […]

Neptune video: Indian valuations and Modi’s pro-investment agenda

Kunal Desai, Head of Indian Equities, discusses his expectations for the Indian market and highlights the key indicators that he is watching for 2015.

In the video, Kunal addresses:

• Indian equity valuations and the importance of stock selection in gaining exposure to the earnings upgrade cycle

• The BJP’s strengthening ambition in its pro-reform, pro-investment agenda


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