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Norwich Unions lowers rates on equity release

Norwich Union has lowered the fixed rate of interest on its cash release plan equity release product from 7.79 per cent to 7.55 per cent.

The new effective rate was introduced at the end of September by Norwich Union, which claims to be the largest equity release provider in the country. It says sales of the mortgage-based product are booming – sales for the first six months were up 49 per cent on the same time last year.


Verity&#39s view

At a recent conference of IFAs, a poll was taken of the 600 delegates to find out how many of them believed their businesses would survive. Fifty per cent said they would need additional capital to withstand the impact of the Sandler and FSA proposals.But what is it about these reports that is so damaging? […]

The ingredients for a great story

May I convey my admiration of the financial services industry for providing the financial journalist with an uninterrupted and secure supply of material for contentious articles?The provision of the vital ingredients for conjecture is so continual and consistent that the freelance writer is spoilt for choice and can look forward to decades of predictable cash […]

Britannic Money extends range of flexible loans

Britannic Money is adding two new fixed-rate deals to its range of flexible loans.The lender claims the rates offers the perfect tonic to borrowers concerned about potential rises in interest rates.Borrowers can fix for either two or three years at 4.49 per cent and 4.99 per cent respectively. Both loans are available up to 95 […]

FSA to tie in KFD with polarisation changes

The FSA is to consult on new key features documents to coincide with the new post-polarisation regime which it says it will implement in Sept-ember 2003, which is earlier than many commentators had anticipated.The new KFD would tie in with a new pack of documentation given to the consumer post-polarisation, including status disclosure and a […]

Mothers missing out on millions

By Steve Webb, director of policy and external communications The ninth Royal London Policy Paper discusses how thousands of mothers are missing out on state pension rights when they don’t have to Earlier this month we published the ninth Royal London Policy Paper, entitled ‘Mothers Missing out on Millions’. It focuses on the thousands of mothers […]


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