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Norwich Union maintains bonus rates

Norwich Union has confirmed regular bonus rates on new unitised with-profits policies sold this year will not change in the immediate future.
The bonus rate on life and investment policies remains 4.25 per cent with pension policies receiving 4 per cent and stakeholder pensions 3.5 per cent before the 1 per cent annual management charge. The first year final bonus rate stays at 1.75 per cent on life policies.
NU will announce its with-profit regular bonus rates and payout values for existing policyholders on 18 January.


TMW launches exclusive BTL deal with Mortgage Intelligence

The Mortgage Works launches an exclusive mortgage with Mortgage Intelligence.The Buy-to-Let two year fixed rate mortgage is priced at an attractive rate of 5.44 per cent and is available with immediate effect to Mortgage Intelligence members.Product Details:Available for un-regulated buy-to-let loans only, including portfolios5.44 per cent fixed until January 31 2007. Followed by Bank Base […]

Boulger on Mortgages

After an interesting and often tumultuous 2004, mortgage intermediaries and lenders are hoping that 2005 will bring innovation in products and a lively, competitive market. Intermediaries enjoyed a buoyant market in the first half of 2004 but the introduction of statutory regulation in the second half of the year saw a dip in lending as […]

Julian Gibbs

Premier is launching a UK opportunities fund managed by Kenneth Warnock. Until recently, Warnock managed the Jupiter enhanced income investment trust over a three-year period when it beat the FTSE All Share index by around 30 per cent. He was previously with Johnson Fry, where his UK growth fund also easily beat the All Share […]

The winds of change

Many broker consultants and IFAs will remember a golden age where consultants called on IFAs with rate cards and a suitcase full of props. When you compare those days with how IFA broker consultants operate today, with skills such as relationship management, technical, report writing, problem solving, account management and sales ideas the industry should […]


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