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Norwich Union – Guaranteed Capital Plan

Norwich Union

Guaranteed Capital Plan

Type: Capital-protected bond and high interest account

Minimum-maximum investment: 3,000-no maximum

HIGH INTEREST ACCOUNT

Interest rate: 8% gross

Term: One year

Withdrawal penalties: No withdrawals allowed during the term

CAPITAL GUARANTEED BOND

Aim: Growth linked to the performance of the FTSE 100 and Halifax House Price Index

Term: Six years

Return: 75% of the growth in the FTSE 100 index plus 75% of the growth in the Halifax House Price index
Guarantee: Original capital returned in full regardless of the performance of the indices

Closing date: December 9, 2005

Commission: Initial 3.5%

Tel: 0845 302 2599

Gerrard Investment Management

Protected Hindsight Plan 1

Type: Guaranteed equity bond

Aim: Growth linked to the performance of the FTSE100, Dow Jones Eurostoxx 50, S&P500 and Nikkei 225 indices

Minimum-maximum investment: 10,000-500.000

Term: Six years

Return:40% of the growth in the best performing index. 30% of the growth in the second best performing index, 20% of the growth in the third performing index and 10% of the growth in the fourth performing index
Guarantee: Original capital returned in full regardless of the performance of the indices

Closing date: November 25, 2005

Commission: Initial 3%

Tel: 0845 601 3218

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