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Norwich & Peterborough – Three-Year Fixed/Tracker Rate

Norwich & Peterborough

Three-Year Fixed/Tracker Rate

Type: Fixed-rate followed by tracker mortgage

Fixed term: One year

Fixed rate: 4.99%

Tracker term: Two years

Tracker rate: 0.65% above the Bank of England base rate

Minimum loan: £20,000

Maximum loan: Up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £1m, up to 80% of valuation subject to a maximum of £2m

Income multiples: Up to four times principal income plus second or 2.9 times joint

Conditions: Capital repayments of up to 10% a year allowed without penalty
Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £385

Redemption fee: 5% of the mortgage balance in the first three years

Introducer’s fee: Refer to lender

Tel: 0845 300 3444

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