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Norwich & Peterborough – Five Year Fixed Rate

Norwich & Peterborough

Five Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Five years

Fixed rate: 6.34%

Minimum loan: £20,000

Maximum loan: Up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £1m, up to 80% of valuation subject to a maximum of £2m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty subject to a £10,000 maximum, free valuation, £200 cashback for purchases, £200 cashback or free legal fees for remortgages

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £475

Redemption fee: 5% of the mortgage balance in first three years, 4% in year four, 3% in year five

Introducer’s fee: 0.25% of the original loan

Tel: 0845 300 3444

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