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Norwich & Peterborough Building Society – Buy-To-Let 3-Year 5.90% Fixed

Norwich & Peterborough Building Society – Buy-To-Let 3-Year 5.90% Fixed

Type: Fixed rate buy-to-let mortgage

Fixed term: Three years

Fixed rate: 5.9%

Minimum loan:£75,000

Maximum loan: Up to 75% of valuation subject to a maximum of £375,000

Income multiples: Based on affordability

Conditions: Unlimited properties allowed within an overall maximum of £2m, available only through intermediaries on N&P’s commercial panel and other selected intermediaries

Arrangement fee: 1.5% of the original loan

Redemption fee: 3% of the amount repaid in the first three years

Introducer’s fee: 0.5% of the original loan



Mortgage lending hit by bank holidays

Gross mortgage lending fell to an estimated £9.8bn in April, down by 14 per cent from £11.4bn in March, according to the Council of Mortgage Lenders. The figures are 5 per cent down from £10.3bn in April last year. The CML says gross lending was expected to decline over the month due to Easter and […]

Northern Rock cuts rates by up to 0.5%

Northern Rock has cut rates by up to 0.5 per cent across its mortgage range. Two-year residential fixed rates start from 3.10 per cent – down from 3.19 per cent – up to 70 per cent loan-to-value for a fee of £995. Without a fee, the product is available for 3.55 per cent. The lender […]


Case study: administration — implementing a management log

Our client is a leading video game and publishing company best known for its console role-playing game franchises. The client provides a number of benefits, at varying levels and cost that attract a P11d liability. With the absence of a management log to track data for benefit movements, enormous administrative and therefore cost implications were occurring each year just to comply with P11d reporting requirements.


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