View more on these topics

Norwich & Peterborough Building Society – 5-Year 4.49% Fixed

Norwich & Peterborough Building Society – 5-Year 4.49% Fixed

Type: Fixed-rate mortgage

Fixed term: Five years

Fixed rate: 4.49%

Minimum loan: £20,000

Maximum loan: Up to 80% of valuation subject to a maximum of £200,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year  subject to a £10,000 maximum allowed without penalty in the fixed rate period, available from branch only, available only for properties in England and Wales, rapid track loyalty scheme available to existing customers moving home

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: £995 reservation fee

Redemption fee: 5% of the mortgage balance in the first three years, 4% in year four, 3% in  year five

Introducer’s fee: None



UK’s largest banks adopt BBA’s new financial reporting guidelines

The British Bankers’ Association has today published a new code for financial reporting, which has been adopted by the UK’s seven largest lenders. The new code attempts to ensure investors and regulators can access clear and transparent information about the UK’s largest lenders. The BBA says the lenders have gone beyond what is required by […]


FSA could kill off interest-only mortgages

The Council of Mortgage Lenders says the FSA could kill off interest-only mortgages with its proposals for regulating the loans in the Mortgage Market Review. The FSA wants to ensure that borrowers have a suitable plan for repaying the capital element of the mortgage and that lenders should be responsible for monitoring that borrowers achieve […]

Chote: Brilliant analysis

OBR chief must be a quarter master

With Chancellor George Osborne interviewing candidates to run the Office of Budget Responsibility, City headhunter John Purcell, founder of Purcell & Co, on why IFS director Robert Chote seems the ideal man for the job


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm