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Norwich & Peterborough Building Society – 5-Year 4.49% Fixed

Norwich & Peterborough Building Society – 5-Year 4.49% Fixed

Type: Fixed-rate mortgage

Fixed term: Five years

Fixed rate: 4.49%

Minimum loan: £20,000

Maximum loan: Up to 80% of valuation subject to a maximum of £200,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year  subject to a £10,000 maximum allowed without penalty in the fixed rate period, available from branch only, available only for properties in England and Wales, rapid track loyalty scheme available to existing customers moving home

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: £995 reservation fee

Redemption fee: 5% of the mortgage balance in the first three years, 4% in year four, 3% in  year five

Introducer’s fee: None

Contact: www.nandp.co.uk

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