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Northern Rock – One-Year Discount

Type:
Discounted-rate mortgage

Discounted term:
Until March 1, 2006

Discount:
Up to 95% of valuation &#45 4.65%,
up to 85% of valuation &#45 4.75%

Payable rate:
Up to 95% of valuation &#45 1.09%,
up to 85% of valuation &#45 0.99%

Minimum loan:
£1

Maximum loan:
Up to 95% of valuation subject to
a maximum of £250,000,
up to 90% of valuation subject to
a maximum of £1m,
up to 85% of valuation subject to
no maximum

Income multiples:
Up to 3.8 times principal income plus second
or three times joint

Redemption fee:
4.5% of outstanding loan in year one,
4% in year two,
3.5% in year three,
3% in year four

Arrangement fee:
£495

Introducer&#39s fee:
Subject to negotiation

Tel: 0845 600 1516

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