View more on these topics

Northern Rock – One-Year Discount

Discounted-rate mortgage

Discounted term:
Until March 1, 2006

Up to 95% of valuation &#45 4.65%,
up to 85% of valuation &#45 4.75%

Payable rate:
Up to 95% of valuation &#45 1.09%,
up to 85% of valuation &#45 0.99%

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to
a maximum of £250,000,
up to 90% of valuation subject to
a maximum of £1m,
up to 85% of valuation subject to
no maximum

Income multiples:
Up to 3.8 times principal income plus second
or three times joint

Redemption fee:
4.5% of outstanding loan in year one,
4% in year two,
3.5% in year three,
3% in year four

Arrangement fee:

Introducer&#39s fee:
Subject to negotiation

Tel: 0845 600 1516


1% cap forces Widows to scrap commission on low premiums

Scottish Widows says the stakeholder charge cap has forced it to axe commission for some group pension business. It will no longer pay commission on new group personal pensions, occupational money-purchase and stakeholder schemes where there is no employer contribution or where the average premium per member is £100 or less a month. It will […]

Benefits firm and IFA in alliance

Employee benefit and financial planning firm Yorkshire Investment Group has entered into a strategic alliance with Shipley IFA Sydney Packett & Sons. The deal will see Packett&#39s financial services staff and its life and pensions clients move over to YIG. Sydney Packett managing director Gareth Sawyer has been appointed managing director of YIG Consulting, the […]

Bristol & West – Family Protected Savings Plan

Type:Capital-protected unit-linked endowment Aim:Growth linked to the performance of the FTSE 100, S&P 500, Nikkei 225 and Swiss Market Index Minimum sum assured/premium:£2,250/£25 a month Term:10 years Return:Up to 85% growth in indices Guarantee:Original capital returned in full at end of term regardless of performance of indices Closing date:March 15, 2004 Commission:£80 Tel: 0845 111 […]

MFS brings over US fund manager for roadshows

MFS International UK is to hold roadshows across the UK for intermediaries, focusing on its US growth equity and US market prospects funds. The seminars, lasting around an hour, will be held in Newmarket, Birmingham, Manchester, Harrogate, Bristol, Bournemouth and London between January 13 and 16. MFS International UK, a subsidiary of Boston-based MFS Investment […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers. Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm