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Northern Rock launches flexible rate tracker

Northern Rock has introduced a five year discounted base rate tracker to complement its existing mortgage range.

The new mortgage offers an initial variable discounted rate of 2.99 per cent for the first six months from the date of completion.

At the end of the initial discount period, the rate is guaranteed to be no more than 0.99 per cent above the Bank of England Base Rate, currently 4 per cent, until January 1 2008.


Correspondent&#39s week

My instructions were quite precise. We want you to do Correspondent&#39s Week but forget your week and concentrate on last week&#39s race. So, out the door went a week of City meetings in search of the capital for my new retiring IFAs&#39 venture and the finalisation of Impartial&#39s new brochure on mortgage advice and in […]

SSAS fees were not guaranteed

John McCawley&#39s letter (Money Marketing, August 15) raises a few points and I respond to them in the same order. 1. The 90/10 or directors select portfolio is a fully approved SSAS and is not “fully insured”. Whereas the 90/10 is a packaged hybrid. It needs no conversion to take advantage of the full SSAS […]

A consumer&#39s view

With mortgages becoming regulated by the Financial Services Authority, probably by 2004, one of the areas to which the FSA should pay special attention is transferability. The ability to move a mortgage from one property to another without penalty is a big selling point – particularly now that such a large proportion of new mortgages […]

Dancing to a different tune

Image is everything, as a brand consultant once told me and as he was from the consultancy that gave the world Hobnobs he must be right. For most IFA firms, the closest they have got to being a brand is using the IFAP logo. The logo has the pound symbol as its centrepiece and, given […]


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