Northern Rock has cut rates by up to 0.5 per cent across its mortgage range.
Two-year residential fixed rates start from 3.10 per cent – down from 3.19 per cent – up to 70 per cent loan-to-value for a fee of £995. Without a fee, the product is available for 3.55 per cent.
The lender has also cut rates by up to 0.4 per cent on its range of 80 and 85 per cent LTV products. A two-year fixed rate at 80 per cent LTV for purchase customers is now available at 4.08 per cent, down from 4.28 per cent, with a £995 fee.
The lender has reduced a no fee two-year fixed rate up to 75 per cent LTV from 4.38 per cent to 3.88 per cent.
It has also reduced a number of buy-to-let products, with rates starting from 4.29 per cent at 60 per cent LTV.
Northern Rock offers a free basic evaluation and free legal costs on residential mortgage cases.