View more on these topics

Norrie Henderson becomes chairman of CML Scotland

Norrie Henderson, Head of Mortgages at Lloyds TSB Scotland, today becomes chairman of the Council of Mortgage Lenders, Scotland arm.

He takes over the role at CML Scotland’s annual lunch, being held today, March 4th in Edinburgh.

Henderson has worked for Lloyds TSB Scotland in a variety of different roles for 33 years.

Norrie Henderson says: “Mortgage lenders tend to be at the forefront of housing market innovations. I want to ensure that CML Scotland continues to have an active engagement with the Scottish Executive and with all the relevant professional bodies, to ensure that we continue to improve and refine the Scottish housing market. Innovations such as the recent decision to introduce a variant of the homebuy scheme to improve the supply of low-cost home-ownership are very helpful, and we urge its early implementation. We look forward to helping shape the future of Scotland’s housing for the better over the coming year.”


Skandia returns with protected portfolio investment

Skandias protected portfolio investment range provides capital growth linked to an equally weighted portfolio of five externally managed funds with varying degrees of capital protection and return over a five-year term.

Straight talking

Direct Line started a revolution in the general insurance sector. Can Royal Liver do the same for life insurance with its straight-through processing model?

Revenue leaves door open on lifetime limit

The Inland Revenue’s technical amendments to A-Day rules means investors avoid being tested against the lifetime limit twice, says Scottish Equitable pension development director Stewart Ritchie.


Guide: day-to-day tasks ​— can your system manage?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. As well as highlighting what is required from a system to ensure it is up to the tasks, an overview of the following is also provided: data validation; data categorisation; employee communication; opt-in process; opt-out process; produce contribution schedule; contribution reconciliation process; upload of member data to pension provider; upload contribution to pension provider; manage salary sacrifice process; enrolment process; re-enrolment process; and management of increased employee queries.


News and expert analysis straight to your inbox

Sign up


    Leave a comment