The Institute of Financial Services has warned mortgage professionals against ignoring the significance of A-Day and warning of compliance problems for those who are not prepared. Head of faculty financial regulation Mark Roberts says the run-up to April has focused on the effect on pension specialists but it could leave mortgage and other finance professionals […]
The history of conformity to codes of conduct is gener-ally not a good one. I well remember the struggles that the OFT had with codes for a variety of industries. The conclusion reached a few years ago was that, to a large extent, the work was wasted because, once the code was approved, there was insufficient application within the industries or firms concerned.
By David F Lafferty, CFA, SVP – Chief Market Strategist Thursday’s historic Leave vote in the UK will have both immediate and long-term consequences for the global economy and financial markets. The initial flight-to-quality reaction across asset classes has been exacerbated by the market’s misplaced confidence in a Remain victory leading up to the vote. Stock markets […]
Solving risk management problems might not sound like the most natural career path for an avid football fan and Manchester United supporter. But that’s exactly where head of retail multi-asset funds at Legal and General Investment Management Justin Onuekwusi ended up in his first foray into the financial services profession, after he was encouraged by […]
Technology could be a saving grace for young people with tough financial options, but it is far from a safe bet It’s fair to say we are all aware of the house-buying crisis facing millennials, or, if you really want to annoy them, ‘generation rent’. House prices in some parts of the country are so […]
Advisers used to worrying about clients hitting lifetime limits on pension tax relief or focused on tax planning for clients with seven figure estates may be surprised to hear it could be useful to discuss the humble state pension with clients. But if the response to the recent state pension webinars I have hosted is […]