New retail distribution review rules must apply to the entire financial services industry to avoid consumer confusion over advice and service according to Skandia.
M&G’s cautious multi-asset fund has been investing in overseas government bonds at the short-dated end of the spectrum rather than long-dated bonds and UK gilts.
The Alternative Investment Management Association has called for greater clarity from the Treasury on its proposed overhaul of the offshore fund regime. It says proposed changes do not adequately simplify the current regime and could further burden the investment management industry.
The initial cause of the credit crunch was the collapse of the US sub-prime market and its knock-on effect has brought an end to cheap and available credit in the UK and raised the spectre of recession.
Effective communication of your pension scheme is a large part of getting auto-enrolment right. Delivering the same message to all employees is not necessarily the way to go. To assist you with the communication of your pension scheme, we have provided some key areas to think about, such as:
- What to consider when segmenting your workforce
- How to communicate to pension scheme members at the right time in their member lifecycle
- What topics you should be discussing with your pension members
- The new pension freedoms and the importance of communicating them
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