Newcastle Building Society is offering a 20-year mortgage fixed at 5.49 per cent.
I have just returned from holiday and was interested to read the comments of Julian Stevens, Searching in vain for a true professional. I can relate to the proposition that Julian finds himself in. Having considered the position and approached the way he did, I may have also tried the opposite approach – find the […]
The Building Societies’ Association has trumpeted the merger of Nationwide and Portman as an opportunity for a mutual to give the banks a run for their money.The BSA claims its members do not get the same grief as banks for treating customers unfairly and it is healthier to have strong building societies in the mortgage […]
Jardine Lloyd Thompson is setting up a new division to offer independentadvice to senior managers of companies it already advises and other high networth investors.Jardine Lloyd Thompson Private Clients will see the company seek to boostits traditional pensions, insurance and healthcare offerings.JLT Benefit Solutions managing director Duncan Howorth says: “Finances are aconstant worry for employees, […]
Flexible Retirement Plan Sipp
While Dubai is leading the way in terms of legislating for expat healthcare in the Gulf, Qatar, Abu Dhabi and others are watching and learning – that’s according to Jelf International’s director of international services, Doug Rice. He believes the pace of change in the Gulf states will continue and that some level of unified healthcare system will be introduced across the region.
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The FCA has reiterated its warnings that advisers outsourcing defined benefit transfer advice to firms with relevant qualifications cannot divorce themselves from responsibility for the eventual recommendation. While existing FCA rules require additional qualifications to advise on DB transfers, and the FCA has written to all firms who have DB transfer permissions as part of […]
The Liberal Democrats have branded the government’s decision to delay a pot follows member pension system “incompetent”. The Liberal Democrat spokesman for work and pensions Stephen Lloyd MP says the move by pensions minister Guy Opperman shows how “rudderless” the current government is on pensions policy. Last October Opperman suggested the pot follows member initiative […]
Putting the right people off transferring at the outset will be hugely valuable to the industry but there are issues to address A combination of pension freedoms and the economic circumstances giving rise to historically high transfer values has created a perfect storm in terms of demand for defined benefit transfer advice. Sadly, it has […]