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New two year tracker from Savills

Savills Private Finance has launched a two year tracker at Bank of
England base rate minus 0.2 per cent for the first year (current rate
3.55 per cent) and base rate minus 0.1 per cent for the second year.

Penalties are six months&#39 interest during the two year period,
minimum loan is £200,000 and there is no maximum loan. The
product is available to 95 per cent loan to value, and has a £395
arrangement fee.


Aifa cautions Jifa on impossible aims

Aifa is telling fledgling IFA organisation Justice for IFAs that it may be trying to achieve the unachievable in its bid for a new definition of misselling through the European Court.Director general Paul Smee rejects comments from Justice for IFA head and Sway chief executive Jon Maguire that Aifa and the LIA have presided over […]

Compensation free-for-all

At the end of a meeting to discuss a new remortgage and existing endowments, I asked a client what had brought about her complaint regarding the endowment advice as her policies were on target and she has been happy with our advice in the past, as confirmed in her complaint letter. This is the client&#39s […]

Mutual friends and foes

IFAs are split over the prospects of losing a mutual. Some advisers say a flotation of Standard Life will make the life sector less competitive. Others see flotation as a way to give Standard the flexibility to compete. Hargreaves Lansdown head of pension research Tom McPhail says: “Standard will probably demutualise in about two years […]

Regulate the regulator, says Kennedy

Liberal Democrat leader Charles Kennedy wants to cut the burden of red tape for small businesses by establishing an independent body to regulate the FSA. Speaking at a business forum hosted by the Institute of Chartered Accountants in England and Wales this week, Kennedy pledged to help SMEs escape red tape and bureaucracy. Kennedy said […]


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