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New telephone account from Chelsea

Chelsea Building Society is launching a telephone based investment account paying a variable interest rate, currently 5 per cent gross a year.

The interest on the Call-Direct Advantage Account is guaranteed not to fall more than 0.25 per cent below the Bank of England base rate before January 2003.

The minimum investment is £2,500, and no interest is paid for periods when the account balance falls below that figure.

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