Paradigm Partners has launched JargonFree Pensions.co.uk which will feature comment from newly recruited pension guru Steve Bee.
Opal has assured NDFA investors in the Homemaker mortgage plan they can now encash their investment after lengthy delays following NDFA’s administration in October. One investor who contacted Money Marketing, Simon Pawley, has been waiting for his plan to be surrendered since September. In a letter to investors, Opal client services manager Graham Rennie says […]
Mortgage advisers are hoping the launch of Natwest Intermediary Solutions will signal the start of better exclusive deals for brokers. This week, Royal Bank of Scotland announced it is rebranding its intermediary arm from RBS Intermediary Partners to Nat-west Intermediary Solutions. Natwest says it is launching a range of core products for brokers and a […]
What was your first job?My first job was as a sales support executive for the now defunct Mortgage Express. Back in the day, Mortgage Express was a great place to work, with a real entrepren-eurial feel to it. This role gave me my first taste of the online world – I registered the company URLs […]
This year looks like being another significant year for pensions and retirement. With a general election due at some point in the next five months, the pensions merrygoround looks like receiving another spin and with billions of pounds needed to be found from somewhere to try and make the Exchequer’s books balance, it would be […]
As part of the Budget speech, the chancellor announced the launch of a formal consultation on the structure of UK pensions tax reliefs.
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Another investment manager offering enterprise investment schemes has alerted clients of a 10 per cent drop in value for one of its portfolios following new Mifid rules. Mifid II, which came into force on 3 January, requires firms to notify clients when the overall value of their portfolio, relative to its value at the beginning of each reporting […]
The recent enquiry by the work and pensions select committee has reignited the debate about the future of collective defined contribution schemes. Whether these sort of schemes can be incorporated into the current UK pensions landscape is a moot point. Let’s consider some of the arguments for and against CDC. First of all, it is […]
Retirement interest-only mortgages are set to become more popular following the FCA removing hurdles to selling them. The regulator sees RIO mortgages as a possible aid to the waves of maturing interest-only loans with no repayment strategy. However, the FCA also wants RIO mortgages to be sold more widely, for example as an additional option […]