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New mortgage range from Leeds & Holbeck

Leeds & Holbeck is launching a range of new mortgages, including a three year fixed rate loan of 4.74 per cent. This is fixed until June 1, 2005 on loans up to 90 per cent of property values with no extended lock-ins. This rises to 5.24 per cent up for 95 per cent. Borrowers can make capital repayments of up to 10 per cent of each year of the fixed rate period.


Investment Analysis

World equity markets ended what was a generally quiet week in a positive frame of mind following the release of further economic data which continued to point to a global economic recovery.In the US, markets were given a boost after industrial production figures showed a bigger than expected increase while positive reports on consumer sentiment […]

Scottish Life points IFAs to &#39overlooked&#39 DC strategy

Scottish Life claims that a largely unnoticed aspect of pension legislation which came into force last April 6 could present IFAs with good business opportunities.Under the new defined-contribution regime, there is no differentiation between self-employed and employed earnings where employers wish to contribute to an employee&#39s personal or stakeholder pension scheme.This means employers are allowed […]

Inside edge

The Government has two separate reviews aimed at simplifying pensions- the Pickering review and the Sandler review.These are both set to make recommendations later this year but for those of us judging the results of their work it is difficult to know which benchmarks we can look to if we are to comment on simplification.Pensions […]

Put focus on fees

CP121 to some is an android in Star Wars, to others a portent of impending doom. My opinion is it is just plain common sense. The first thing I suggest IFAs do is read it. It stretches to over 100 pages including the annex pages but the issues are too important for you to base […]

Partied out and penniless

December has left me destitute. My piggy bank lies broken and empty, my lunchtime meal deal feels like an extravagant expense and I’m down to the Bountys in my box of Celebrations. But I won’t mourn my dearly departed pennies. Between buying gifts for loved ones (then deciding to keep them for myself) to treating […]


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