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New mortgage chief at B&B

Bradford & Bingley has appointed Andy Wiggans as director of mortgage products.

He joins from HBOS where he was previously head of savings products and head of mortgage products.

His new role encompasses the Bradford & Bingley and Mortgage Express brands and covers mortgage product development, product management and strategic marketing.

He will report to group director of lending Chris Gillespie. His appointment follows the retirement of managing director Tim Dawson earlier this year.

Wiggans says: The intermediary market is a strong and competitive one and we will continue to compete through our Mortgage Express brand offering innovation and a clear understanding of brokers and their customers needs. I hope to meet many of our key brokers over the coming months.

We will be focusing on the buy to let, lifetime and self-cert markets but will also look for under-served areas ignored or avoided by other lenders.


FSA says exploit Mifid opportunities

FSA managing director Hector Sants says the cost of implementing the EU Mifid directive will only be worthwhile if firms exploit the opportunities provided by the directive such as cross-border trade.

Give me industrial strength

More horror stories regarding the terrible taste in music that has long infected many in the financial services industry – and this time it’s serious. The Diary believes it is its duty to reveal the trio, who are all die-hard fans of German industrial thrash metal band Rammstein (pictured above). They are Scottish Life consultant […]

Advisers told of potential flaws in Islamic loans

Advisers who offer Islamic mortgages are being warned of potential flaws compared with standard mortgages. Interest in Islamic mortgages to service the estimated 1.6 million Muslims in the UK is expec-ted to rise after the FSA last month opened a consultation on the regulation of home-purchase plans, as they are also known. The regulations are […]


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