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New FSA Head of Insurance

The director of regulation at Lloyd’s of London has been appointed as the FSA’s new director of insurance firms division. David Gittings takes on the new role as April 1, 2002.

Martin Roberts, the FSA’s present insurance firms director and former civil servant, is to become a senior adviser with particular focus on international insurance regulation.

FSA managing director John Tiner has welcomed the appointment as assisting the regulator in its new task of regulating general insurance.


Scarborough joins cap elite

Scarborough Building Society has introduced a five-year capped-rate mortgage that is available for loans of up to 95 per cent of valuation.The mortgage is capped at 5.45 per cent for five years and an arrangement fee of £295 is payable. If the mortgage is paid off during the first five years, borrowers must pay 5 […]

TEPs: With-profits hits target

It has not been a great time to retire in the last two years as the value of some funds have fallen by over 30 per cent during this time. Even if retirement can be deferred, how long will it take for these funds to recover to levels of only a couple of years ago?The […]

London Pacific fishes for income

London Pacific Assurance has introduced the guaranteed protected income bond, an offshore bond that invests in sterling-denominated corporate bonds.The bond is the fourth guaranteed bond currently offered by London Pacific and invests in investment-grade bonds, which have lower yields than junk bonds, but are also less risky.The bond guarantees a yield of 5 per cent […]

Protect And survive

This year looks like being a defining year for annuities. It is clear from the Government&#39s statements that it has taken time to cut through the dross that surrounds the topic.The need for greater visibility for the open market opt-ion was highlighted in the Red Book issued with the Chancellor&#39s autumn statement.It also announced an […]

International jurisdictions

By Neil Jones, Canada Life Investing through international providers has grown in popularity over recent years as investors seek out the benefits of gross roll-up and the wider range of investment options that can be available. When considering a recommendation for a lump sum investment, not only does the adviser have to select a suitable tax wrapper […]


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