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New fixed rates from BM Solutions

BM Solutions has enhanced its self-cert range with two and five year fixed rates.

The two year fixed rate has an initial pay rate of 5.99 per cent at 85 per cent LTV. At 75 per cent LTV the pay rate is 5.79 per cent. The ERCs for both of these products are 5 per cent in year one and 4 per cent in year two.

The five year fixed rate has an initial pay rate of 6.19 per cent at 85 per cent LTV and at 75 per cent LTV at a rate of 5.99 per cent. The ERCs begin at 5 per cent in year one and end at 1 per cent in the final year.

BM Solutions senior product manager Colin Barrett says: “This new product range gives our customers the choice and flexibility to fix their repayments over the short to long term.”


Tracey Ashworth-Davies

The deputy chief executive and co-founder of Bright Grey has shown that a commitment to customer focus can bring big rewards in the protection market.

Networks offer invaluable service to many advisers

In your article “IFAs warned on perils of joining a network” John Ellis claims that if he were an IFA he would not want to be under the umbrella of a network. He then goes on to analyse the advantages of network membership against the problems that can arise.

‘Mutuals are vital to the economy’

Mutuals are a vital part of the economy, says the Parliamentary all-party group for building societies and financial mutuals.

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Pension freedoms: stop the scams

At the beginning of 2015, we highlighted that the new pension freedoms that come fully online on 6 April also represent a very attractive opportunity for the criminal fraternity to scam savers out of some, or all, of their accumulated retirement savings.


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